Media

IN THE NEWS

“A great guide about money for single women” review by Elliot Raphaelson, Chicago Tribune.

“Single Mothers Cited as Those in Need of Most Financial Guidance,” a review of Single Women and Money by Karen DeMasters in Financial Advisor magazine.

Jill was intereviewed by Jean Chatzky for HerMoney Podcast: Single Women and Money

Jill and Margaret share ways young women can make their money work harder for them in an interview with Jasmin Suknanan of CNBC: 5 important financial steps you should take if you’re a women in your 20s.

Margaret and Jill were featured in an article by Elizabeth Gravier of CNBC: If investing is one of your New Year’s resolutions, here’s how to get started.

Margaret Price and Jill Gianola were featured in an article on Huff Post: Mindless Habits That Are Wasting Your Money

Jill discusses how to make your money last in retirement on Business Insider

Margaret and Jill: Confronting the financial challenges of Single Women, podcast with Alain Guillot

Authority Magazine: Five ways to increase your financial literacy 

 

DISCUSSION TOPICS

  • How does the financial situation of single women differ from that of duel-earning couples, and men in general? And, how does this difference impact single women long term?
  • Why has society generally overlooked the financial plight of single women?
  • What are the specific financial issues that separately affect widows, divorcees, and women who haven’t married?
  • Key financial steps to take at different ages – 20s, 30s, 40s, 50s, 60s, 70s and beyond.
  • How can single women adhere to a budget without feeling deprived?
  • What obstacles do single women face when trying to save for retirement? What are the solutions?
  • How do single women afford a home if they are beset by student loans?
  • Who should people trust to manage their personal affairs if they become disabled?
  • What financial protections should single moms take for their family?
  • Not investing? How to jump in, start the process, assess your risk tolerance and invest for the long term
  • How to find resources to help single women facing hard times?
Margaret Price and Jill Gianola are available for interviews, expert commentary, features, Q&As, and select byline opportunities.

For more information, visit:
Margaret Price’s LinkedIn page
Margaret Price’s Twitter page

Single Women and Money

Single women have plenty of company: in America, more than 66 million women aren’t wed. They are divorcees, widows and women who haven’t married. Their financial issues have long been overlooked. But finally, there’s a money guide to help them survive and thrive!
 
Single Women and Money shows unmarried women how to manage finances for present and future needs. Unlike dual-earning couples, these women often survive on one income, which is often less than men typically earn. In addition, like many women overall, single women often lack the financial schooling needed to ensure their money lasts through their life. 
 
Single Women and Money details the steps unmarried women must take to secure their current and future finances. But as a breakthrough, it also points to the discriminatory ways single women have been left behind, financially. The book spells out the steps society (families, schools and public policies) must take to balance the scales to help single women achieve their goals—without feeling the need to marry to obtain the life they want. 
 
Throughout, the book uses stories of actual women as well as data and experts’ insights to illustrate single women’s money issues. The book brings the unmarried women’s perspective to saving, spending wisely, managing with children, shedding debt, investing in line with your values, planning for retirement and long-term care, paying taxes, job hunting, leaving a legacy and more. The book also offers a full chapter of resources women can turn to in hard times.

From the Book:

“Traditionally expected to marry and be supported by their spouse, many women have not been schooled in finance—at least not at home...This knowledge gap—this disadvantage for women—can stifle their ability to manage in a financial crisis and can worsen their fears about old age. Without a clear understanding of money—how to get it, grow it and make it last—women can face a lifetime of fears about outliving their funds.”

“Single Women and Money tracks your needs at different ages and offers guidance separately to divorced, widowed and never-married women. We show you how to plan, how to build savings and make your money grow. If you’re not investing, we show you how to jump in: how to start the process, how to assess your tolerance to risk and from there how to invest for the long term, typically in low-fee mutual funds. In addition, you’ll discover safe ways to tap funds in retirement—including with a bond ladder—that enable you to avoid using up your savings.”

“How do you manage, financially, with this unknowable future? The answer lies in charting a financial course, one that both maps what you expect your life to be and considers possible changes—the “what ifs” that could suddenly occur.”

“If you’re like many single women in America, you’re not having it easy and you could sure use some help. If you’re the “typical” woman, you’re not getting paid as much as men—even though your rent isn’t lower than a man’s is for the same space, and your food items aren’t cheaper. And if you’re unwed, you’re likely surviving on one income. If you’re a single mom with family to support, your salary has to stretch further. But with children, it’s tougher to work overtime or take a second job to boost income. And childcare can be costly. At times, you may feel as though you’re fighting gravity as you strive to get ahead.”

“It’s time to balance the financial scales. America needs to scrap the traditional attitudes and discriminatory practices that economically harm women—especially singles. Families, schools and public and private institutions all need to respond to this call for economic justice. America’s 66 million single women deserve nothing less.”

Contact the Authors